About us

Our History

Thanachart Insurance Public Company Limited is a leading non-life insurance provider in Thailand. The company was established on October 7, 1997, in accordance with government policy to prepare the country for the liberalization of the insurance industry. It was granted a license to operate all types of non-life insurance with an initial fully paid-up registered capital of 300 million baht.

Currently, as a member of the Thanachart Group, the company provides a comprehensive range of non-life insurance services. It consistently ranks among the top 10 non-life insurers in the country and holds a prestigious top 5 position in the Thai motor insurance market.

Financial Strength & Stability

The company maintains an exceptionally strong financial position and high liquidity, featuring:

Registered Capital: 4,930 million baht (fully paid-up), consisting of 493 million ordinary shares at a par value of 10 baht per share.

Capital Adequacy Ratio (CAR): As of December 2025, the ratio stood at 537.7%, significantly higher than the 140% minimum requirement set by the Office of Insurance Commission (OIC).

Credit Rating: Rated AA- (Stable) by TRIS Rating (as of December 2025).

Service Philosophy & Distribution

Thanachart Insurance is committed to delivering innovative insurance products and services through a Customer-Centric approach. To ensure maximum accessibility, the company utilizes a diverse range of distribution channels, including:

• Brokers
• Bancassurance (Banking partners)
• Telemarketing
• Direct Walk-ins
• Online/Internet Sales

With an extensive network of branches and service centers covering key provinces across every region of Thailand, the company is dedicated to providing the best possible care and experience for its customers.

Target

The company emphasizes and is committed to provision of the best services for customers and initiation of new standards for the Thai non-life insurance business.

Vision & Missions

Vision

The company aims to become a leading provider of non-life insurance services for retail

customers by applying information technology and analyses to provide customers with

protection that meet their needs, aiming at bringing the maximum benefits to

customers, employees, trading partners, the society and shareholders.

Missions 

1. Be a leader in automobile insurance, striving to grow through innovative automobile

insurance products and focusing on establishing TNI as the top-of-mind brand of customers for

automobile insurance products.

2. Impress customers with excellent services, by applying innovations, technologies and

digital applications to creating good experiences and positive impressions at various points such

as the headquarters, branches, Meet & Care service points, and the delivery of services at

accident sites.

3. Create values for each group of customers by giving excellent services that align with their

behavior and needs. Develop the operations further by building on the past experiences of

customers to enhance customer confidence and strengthen the loyalty of TNI’s brand.

4. Be an organization driven by achievements, through creation of corporate culture that

places emphasis on involvement of customers and on applying innovations to business

operations, along with planning for continuous employee development.